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As a townhouse roof covers more than one dwelling and townhouses are often owned by organizations and landlords, you may be a bit confused about who is responsible。

HOA Assessments: In some cases, if the HOA’s reserve funds are insufficient to cover the cost of roof repairs or replacements, the association may levy special assessments。

Does the HOA cover roof replacement? Whether the HOA covers roof replacement depends on the governing documents and the cause of the roof damage. In many cases, the HOA is responsible for maintaining and repairing。

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